Insights

Investing for Children

No parent will need reminding that children are expensive. Of course, there are the day-to-day running costs of clothes, shoes – not to mention large mobile phone bills – but there are also some potential surprises.

10 Reasons to Use a Financial Adviser

There are a lot of people trying to sell you insurance of one type or another but an adviser can tell you which ones are actually worth buying.

Guide to ISAs

‘ISA’ stands for Individual Savings Account, a tax-efficient wrapper offered under Government legislation as a way of encouraging you to save.

Guide to IHT

Inheritance tax (IHT) was traditionally regarded as a tax only for the very wealthy. However, with a threshold of £325,000 (£650,000 for married couples and civil partners) that will remain frozen until 2021

Planning for Retirement

Back in 2006, something known as ‘A-Day’ was supposed to be the moment when – ‘once and for all’ – the rules for pension saving were simplified and everyone would be able to work out how to make the most of their retirement arrangements.